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Compare Taxi Insurance Providers Private hire & public hire Uk Taxi Drivers

Last updated: June 2026.

What Is Taxi Insurance?

Taxi insurance is specialist cover designed for drivers who carry passengers for payment. Standard car insurance is usually not enough for taxi work.

  • Specialist cover
  • Passengers carried for payment
  • Standard insurance is usually insufficient

Private Hire vs Public Hire

Private Hire

  • Uber
  • Bolt
  • Minicabs
  • Pre-booked journeys

Public Hire

  • Black cabs
  • Rank pickups
  • Street hails

What Affects Taxi Insurance Costs?

  • Driver age
  • Claims history
  • Taxi licence area
  • Vehicle type
  • Annual mileage
  • Private or public hire work

Use our comparison page to review providers and partners. Quotes are completed on third-party websites.

Compare the Market
Compare the Market is considered best for consumers who want to unlock long-term, everyday lifestyle savings and prefer a highly intuitive, automated process for tracking household renewals. While sites like Go.Compare focus strictly on policy feature data, Compare the Market excels at turning boring administrative tasks into tangible consumer rewards.
Comprehensive, TPFT
★ 4.6
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Go.Compare
A prominent UK financial and insurance price comparison website Go.Compare is considered best for consumers who prioritize a transparent breakdown of policy features rather than just hunting for the absolute lowest price. While most comparison platforms focus heavily on price ranking, Go.Compare's system is tailored to help users buy value-driven coverage
Comprehensive, TPFT, TPO
★ 4.4
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MoneySuperMarket
MoneySuperMarket (MSM) is considered best for consumers who want to save money across their entire household budget—not just insurance—and prefer cashback rewards and financial monitoring tools over cinema tickets or excess cover.It is widely regarded as the most comprehensive, all-round personal finance hub of the top three comparison sites.
Comprehensive, TPFT
★ 4.5
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Admiral
Multi-car households looking to stack linked policy discountsYoung or inexperienced drivers needing a trusted, highly rated black box trackMotorists wanting granular policy choice across four distinct tier options
Comprehensive (Essential, Admiral, Gold, and Platinum tiers), Third Party, Fire and Theft, Third Party Only
★ 4.5
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Aviva
Drivers seeking industry-recommended, 5-star Defaqto coverage tiersExisting Aviva customers looking to leverage multi-product loyalty discountsElectric vehicle owners wanting specialized, built-in EV infrastructure protections Aviva will pay the complete costs to replace lost keys
Comprehensive (Signature, Gold, and Platinum tiers), Third Party, Fire and Theft, Third Party Only
★ 4.7
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Churchill
Drivers seeking a household name with robust, built-in coverage commitmentsYoung or newly qualified motorists looking to reduce premiums via telematicsCommuters prioritizing guaranteed hire car options during vehicle repairs
Comprehensive (Essentials, Comprehensive, and Comprehensive Plus tiers), Third Party, Fire and Theft
★ 4.4
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Direct-Line
Drivers wanting comprehensive coverage that bypasses standard price comparison sitesPolicyholders looking for explicit, contractually protected claims promisesYoung or newly passed motorists seeking upfront behavioral premium discounts
Comprehensive (Essentials, Comprehensive, and Comprehensive Plus tiers), Third Party, Fire and Theft
★ 4.5
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Hastings
Drivers wanting 5-star Defaqto protection across multiple tier optionsTech-savvy motorists looking to manage their policy entirely through an appMulti-car households looking for structured, multi-vehicle discounts
Comprehensive (Essential, Direct, and Premier tiers), Third Party, Fire and Theft, Third Party Only
★ 4.4
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LV
Drivers looking for highly-rated comprehensive coverageMulti-car and multi-cover householdsElectric vehicle owners needing tailored EV features If your EV runs completely out of charge anywhere in the UK, they will arrange a free recovery tow to the nearest charging station.
Comprehensive, Third Party, Fire and Theft
★ 4.7
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Tesco Bank
Tesco Clubcard holders wanting exclusive discountsDrivers looking for highly-rated comprehensive coverThose seeking a guaranteed courtesy car during accident repairs
Comprehensive (Bronze, Silver, and Gold tiers), Third Party, Fire and Theft
★ 4.1
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Prices vary by driver, vehicle, location and provider. We do not show personalised prices on this site.

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Taxi Driver Insurance FAQs

Is taxi driver insurance expensive?

Taxi insurance is generally more expensive than standard private car insurance. Costs are higher because professional drivers spend significantly more time on the road, frequently drive in busy urban centers, and carry the financial and legal liability of transporting paying members of the public.

Can Uber drivers get taxi insurance?

Yes, Uber drivers can get a public hire (taxi) licence, provided they meet their local council's strict licensing criteria. While Uber drivers are legally classified as private hire drivers, there is no law stopping an individual from upgrading their credentials, switching sectors, or holding a dual badge (if permitted by the local authority).

What is the difference between private and public hire insurance?
FeaturesPrivate Hire Insurance (Uber)Public Hire Insurance (Black cabs)
Booking Types CoveredPre-booked app/phone trips onlyStreet hails, taxi ranks, and pre-bookings
Average Premium CostHighVery High (due to higher risk exposure)
Public liabilityStandard inclusionHigher limits typically required by councils
Does CompareFlow sell insurance?

No. CompareFlow provides comparison information and links to third-party quote providers.

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Cheap car insurance guideCourier insurance