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TES
Tesco Bank
★ 4.1
Tesco Bank Car Insurance offers highly structured, reliable cover through its Bronze, Silver, and Gold tiers, backed by a top-tier Defaqto 5-star rating for its comprehensive Gold policy. It stands out in the market as an excellent choice for regular supermarket shoppers due to the integrated Clubcard rewards and policy discounts. While historical telematics schemes were popular under their brand, Tesco Bank officially discontinued new and renewal registrations for its Box (black box) insurance products.
Tesco Clubcard holders wanting exclusive discountsDrivers looking for highly-rated comprehensive coverThose seeking a guaranteed courtesy car during accident repairs
Pros
- ✓ Secures premium discounts and extra point boosts exclusively for Tesco Clubcard members
- ✓ Features a 5-star Defaqto rating on Gold policies indicating complete coverage depth
- ✓ Protects excesses via a robust, penalty-free uninsured driver promise
- ✓ Maintains highly rated, empathetic UK-based customer support hotlines
Cons
- • Imposes steep compulsory excesses for drivers under the age of 21
- • Bases its lowest tiers (Bronze and Silver) on significantly lower feature inclusion
- • No longer offers a black box or telematics track for young drivers
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