We may earn commission when you click through to partners. This does not affect what you pay.
MSM
MoneySuperMarket
★ 4.5
MoneySuperMarket is best used for finding the best financial borrowing products and tracking personal household finance data
Overview
- MoneySuperMarket is one of the largest price comparison platforms in the UK, renowned for its deep focus on banking partnerships, automated utility tracking, and consumer borrowing protection..
- MoneySuperMarket structures its technology around financial health tools and cash-back rewards. It is owned by the MONY Group plc
Features
- ✓ SuperSaveClub Rewards Program
- ✓ Credit Monitor & Eligibility Checkers
- ✓ Car Insurance Price Optimiser & AI Companion.
- ✓ Automated Bill Tracking & Postcode Mapping
- ✓ Commercial Utilities & Small Business Hub.
Summary
- ✓ MoneySuperMarket structures its technology around financial health tools and cash-back rewards
- ✓ Credit Monitor & Eligibility Checkers: Powered by Experian, this tool allows users to run soft searches on credit cards and personal loans. It calculates their exact percentage chance of approval before they officially apply, actively protecting their credit score from rejection marks
Best for Credit Cards, Loans, and MortgagesBest for Automated Bill Tracking & Postcode Deal-MatchingBest for Cash-Back and Gift Card IncentivesBest for Small Business Utilities and Insurance
Pros
- ✓ Direct Cash Incentives: The SuperSaveClub rewards you with real cash back (up to £20 per switch) into a digital wallet, which you can spend via a prepaid Mastercard or retailer gift cards
- ✓ Free Annual Attractions Pass: Bundles a Free Days Out Annual Pass into qualifying purchases, granting free entry to thousands of UK venues, theme parks, and historic sites.
- ✓ Superb for Small Businesses: Unlike competitors focused solely on domestic users, it hosts a highly dedicated commercial hub for comparing business insurance and business energy tariffs.
Cons
- • No Weekly Lifestyle Perks: Lacks ongoing weekly discounts like the 2-for-1 cinema tickets or weekly dining discounts found on alternative reward platforms
- • App Reliance for Tracking: To get the most out of its automated bill-tracking and postcode monitoring features, you are required to download and manage your data via their mobile app.
Best For
- ✓ Best for Credit Cards, Loans, and Mortgages
- ✓ Best for Automated Bill Tracking & Postcode Deal-Matching
- ✓ Best for Cash-Back and Gift Card Incentives
- ✓ Best for Small Business Utilities and Insurance
Who Should Choose MoneySuperMarket
- ✅ Who may want to consider Money Super Market?
- ✅ Borrowers Protecting Their Credit Scores
- It calculates your exact percentage chance of approval using soft searches, letting you apply for financing with complete confidence.
- ✅ Cash-Back and Practical Reward Seekers
- You get an annual Free Days Out Pass to thousands of UK attractions, alongside direct cash back (up to £20 per switch) paid into a digital wallet.
- ✅ Hands-Off Postcode Bill Switchers
- It monitors local postcode networks and automatically alerts you the moment a cheaper home broadband, TV package, or mobile SIM deal drops.
- ✅ Small Business Owners and Sole Traders
- It allows you to quickly compare public liability insurance, professional indemnity cover, and specialized business energy tariffs on a single dashboard.
- ❌ Who may want to compare other options?
- ❌ Heavy Cinema-Goers and Restaurant Fans
- MoneySuperMarket's SuperSaveClub focuses on cash back and annual attractions rather than weekly food and film perks.
- ❌ Motorists Wanting Direct Out-of-Pocket Claim Relief
- MoneySuperMarket shows you how choices affect your premium but does not pay your excess for you.
Faq
- Does using MoneySuperMarket affect my credit score?
- No. Getting a quote on the site triggers a soft credit check. These checks verify your identity and pull accurate pricing, but they are completely invisible to other lenders and will not harm your credit rating
- What is the SuperSaveClub and how do I join?
- The SuperSaveClub is MoneySuperMarket's free loyalty rewards club. You automatically join when you buy a qualifying insurance policy or switch a utility deal through the site. It gives you an annual pass for free days out at UK attractions and builds up cash rewards in a digital wallet
- Can I get rewards if I buy a policy for a family member?
- Yes. As long as you are logged into your own MoneySuperMarket account when running the comparison and completing the purchase, the cash back and SuperSaveClub perks will be credited directly to your profile.
Ready to compare MoneySuperMarket?
Get quote at MoneySuperMarketDisclaimer
- ✓ We may earn a commission if you purchase through our links. This does not affect the price you pay.
- ✓ CompareFlow is not a breakdown provider and does not provide regulated financial advice.
We are not an insurer or insurance broker. We do not provide regulated advice or personal recommendations.