Cheap Car Insurance

Compare cheap car insurance options for drivers in the UK.

Last updated: June 2026.

Why Do Young Drivers Pay More?

Young drivers often pay more because insurers see them as higher risk. Factors can include limited driving history, age, vehicle type, location, annual mileage and previous claims.

Tips To Reduce Young Driver Insurance Costs

Consider a black box policy.
Choose a lower insurance group car.
Build a no-claims history safely.
Compare multiple providers before buying.
Check your voluntary and compulsory excess carefully.

Compare Young Driver Insurance Options

Black box policies

Compare options and check what may suit your circumstances.

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Low mileage drivers

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New drivers

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Compare Cheap Driver Insurance Providers

Provider

Best For

Policy Types

Rating

Action

Compare the Market

Standard Car, Home, and Pet Insurance Low-Cost Single Trip Travel InsuranceBroad-Market Broadband & Mobile ContractsThe Reward: Offers Movies & Meals for a full year after buying an eligible policy.Best Used For: Standard car, home, or pet insurance policies where you want extra lifestyle benefits

motoring, home-property, life-health, Travel, Utilities-Financial

★ 4.6

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Go.Compare

Free £250 Car Insurance Excess ProtectionBest for Niche & Specialized VehiclesStrict Side-by-Side Comparisons

motoring, home-Property , life-Health, utilities-finance

★ 4.4

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MoneySuperMarket

Best for Credit Cards, Loans, and MortgagesBest for Automated Bill Tracking & Postcode Deal-MatchingBest for Cash-Back and Gift Card IncentivesBest for Small Business Utilities and Insurance

motoring, home-property, money, utilities-health

★ 4.5

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Admiral

Households with Multiple Cars (MultiCar)Earning Premium Discounts via Everyday Shopping Protection Against Uninsured DriversComprehensive Core Policy Add-ons

motoring, home-property, multicover

★ 4.5

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Aviva

Reliable Claims Payouts and Financial StrengthHigh-Quality, Star-Rated CoverageBundled Digital GP and Wellbeing ExtrasNo-Fault Accident Protection

motoring, home-property, life-health

★ 4.7

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Churchill

Protecting Your No Claim Discount (NCD)Stress-Free, High-Limit Home CoverLarge Household Multi-Car Linkage

motoring, home-property, travel

★ 4.4

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Direct-Line

Best for Zero Admin Fees on Policy ChangesBest for Deep No-Fault NCD Safety NetsBest for Young Drivers in Standard Cars (DrivePlus)Best for Clear, Jargon-Free Home Tiers

motoring, home-property, life-health

★ 4.5

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Hastings

Bare-Bones Budget Pricing (Hastings Essential) Seamless Car Insurance Level Upgrades Flexible, Low-Cost Home & Possessions InsurancesHigh Rankings on Comparison Engines

motoring, multicover, home-property

★ 4.4

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Best for Mature Drivers and Green MotoringBest for Direct Multi-Policy SavingsBest for Highly Flexible Lifetime Pet InsuranceElectric vehicle owners needing tailored EV features If your EV runs completely out of charge anywhere in the UK, they will arrange a free recovery tow to the nearest charging station.

motoring, home-property, life-health, multicover

★ 4.7

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Tesco Bank

Best for Supermarket Loyalty Boosts (Clubcard Points)Best for High-Street Borrowing Tiers (Credit Cards & Loans)Best for Low-Barrier Retail Savings Accounts Best for Supermarket-Linked General Insurance & Travel Money

motoring, home-property, life-health, money, utilities-finance

★ 4.1

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