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Compare Courier Insurance Providers Delivery drivers & Van Insurance Uk

Last updated: June 2026.

What Is Courier Insurance?

Courier insurance is a specialised type of commercial vehicle cover designed for drivers who transport goods or parcels to multiple locations in exchange for payment. Legally and contractually, standard social, domestic, pleasure, or regular business vehicle policies do not cover delivery activities. If you use a personal vehicle for paid deliveries without it, any insurance claim will likely be refused, and you risk driving uninsured. The Core Component: Hire and RewardThe foundation of courier insurance is Hire & Reward (H&R) coverage. This specific class of use permits you to legally carry other people's property in exchange for a fee.

Goods in transit cover

  • Protects Customers goods in transit
  • Damaged parcels
  • Stolen items

Hire and Reward Coverage

  • Required for paid deliveries
  • Standard van insurance not enough

How to reduce costs

  • Increase your excess
  • No claims bonus
  • Secure parking
  • Compare providers

Use our comparison page to review providers and partners. Quotes are completed on third-party websites.

Compare the Market
Compare the Market is considered best for consumers who want to unlock long-term, everyday lifestyle savings and prefer a highly intuitive, automated process for tracking household renewals. While sites like Go.Compare focus strictly on policy feature data, Compare the Market excels at turning boring administrative tasks into tangible consumer rewards.
Comprehensive, TPFT
★ 4.6
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Go.Compare
A prominent UK financial and insurance price comparison website Go.Compare is considered best for consumers who prioritize a transparent breakdown of policy features rather than just hunting for the absolute lowest price. While most comparison platforms focus heavily on price ranking, Go.Compare's system is tailored to help users buy value-driven coverage
Comprehensive, TPFT, TPO
★ 4.4
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MoneySuperMarket
MoneySuperMarket (MSM) is considered best for consumers who want to save money across their entire household budget—not just insurance—and prefer cashback rewards and financial monitoring tools over cinema tickets or excess cover.It is widely regarded as the most comprehensive, all-round personal finance hub of the top three comparison sites.
Comprehensive, TPFT
★ 4.5
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Admiral
Multi-car households looking to stack linked policy discountsYoung or inexperienced drivers needing a trusted, highly rated black box trackMotorists wanting granular policy choice across four distinct tier options
Comprehensive (Essential, Admiral, Gold, and Platinum tiers), Third Party, Fire and Theft, Third Party Only
★ 4.5
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Aviva
Drivers seeking industry-recommended, 5-star Defaqto coverage tiersExisting Aviva customers looking to leverage multi-product loyalty discountsElectric vehicle owners wanting specialized, built-in EV infrastructure protections Aviva will pay the complete costs to replace lost keys
Comprehensive (Signature, Gold, and Platinum tiers), Third Party, Fire and Theft, Third Party Only
★ 4.7
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Churchill
Drivers seeking a household name with robust, built-in coverage commitmentsYoung or newly qualified motorists looking to reduce premiums via telematicsCommuters prioritizing guaranteed hire car options during vehicle repairs
Comprehensive (Essentials, Comprehensive, and Comprehensive Plus tiers), Third Party, Fire and Theft
★ 4.4
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Direct-Line
Drivers wanting comprehensive coverage that bypasses standard price comparison sitesPolicyholders looking for explicit, contractually protected claims promisesYoung or newly passed motorists seeking upfront behavioral premium discounts
Comprehensive (Essentials, Comprehensive, and Comprehensive Plus tiers), Third Party, Fire and Theft
★ 4.5
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Hastings
Drivers wanting 5-star Defaqto protection across multiple tier optionsTech-savvy motorists looking to manage their policy entirely through an appMulti-car households looking for structured, multi-vehicle discounts
Comprehensive (Essential, Direct, and Premier tiers), Third Party, Fire and Theft, Third Party Only
★ 4.4
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LV
Drivers looking for highly-rated comprehensive coverageMulti-car and multi-cover householdsElectric vehicle owners needing tailored EV features If your EV runs completely out of charge anywhere in the UK, they will arrange a free recovery tow to the nearest charging station.
Comprehensive, Third Party, Fire and Theft
★ 4.7
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Tesco Bank
Tesco Clubcard holders wanting exclusive discountsDrivers looking for highly-rated comprehensive coverThose seeking a guaranteed courtesy car during accident repairs
Comprehensive (Bronze, Silver, and Gold tiers), Third Party, Fire and Theft
★ 4.1
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Prices vary by driver, vehicle, location and provider. We do not show personalised prices on this site.

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Courier Driver Insurance FAQs

Is courier insurance required for delivery drivers?

Yes, it is a strict legal and contractual requirement for all delivery drivers. * Contractual Rules: Delivery networks and apps (like Amazon Flex, Deliveroo, or Just Eat) require proof of valid carriage of goods for hire and reward insurance before letting you log on to work.

What is goods in transit cover ?

Goods in Transit (GIT) insurance is a commercial cover that protects goods, parcels, or cargo while they are being loaded, transported, and unloaded by your vehicle. If items are lost, stolen, or damaged during a journey, this policy pays out so you do not face crippling replacement bills

Do I need goods in transit cover ?

No, you do not legally need Goods in Transit (GIT) insurance in the UK, but it is practically essential if you transport items for business. Without it, you are personally liable for the financial cost if goods are lost, stolen, or damaged on the road. Furthermore, most major delivery networks and clients will legally refuse to hire you unless you provide proof of cover

Does CompareFlow sell insurance?

No. CompareFlow provides comparison information and links to third-party quote providers.

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