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Staysure

★ 4.4

Staysure is a UK travel insurance provider offering cover for a range of travellers, with a particular focus on older travellers and people with pre-existing medical conditions.

Overview

Staysure offers travel insurance for single trips, annual multi-trip travel and longer stays, with options designed for different ages and travel needs.
Travellers can declare pre-existing medical conditions through the provider's medical screening process. Cover is subject to assessment, acceptance and the terms of the selected policy.
Depending on the policy and optional cover selected, protection may include emergency medical expenses, cancellation and additional cover for certain types of trips.

Features

✓ Cover for older travellers: Staysure offers single-trip travel insurance with eligibility designed to include a wide range of ages.
✓ Medical screening: Travellers can declare pre-existing medical conditions through the provider's screening process, subject to assessment and acceptance.
✓ Emergency medical cover: Selected policies provide cover for eligible emergency medical treatment and repatriation while travelling.
✓ Cancellation cover: Cover limits vary by policy level, with higher limits available on selected tiers.
✓ Cruise cover: Optional cruise cover may be available for risks such as cabin confinement and missed port departures, subject to the policy terms.
✓ Different levels of cover: Travellers can choose between policy tiers with different limits, excess amounts and included benefits.

Summary

✓ Staysure offers travel insurance with a particular focus on older travellers and people who need to declare pre-existing medical conditions.
✓ Policy options include single-trip, annual multi-trip and long-stay cover, with eligibility and trip-duration rules varying by policy and age.
✓ The provider may suit travellers who value medical screening, higher levels of cover or additional options for specific types of trips.
✓ Optional cover may also be available for cruise holidays, depending on the policy selected.
✓ Travellers should compare medical screening requirements, age limits, trip-duration rules, excess amounts and exclusions before buying.

Over-50s travel coverPre-existing conditionsSingle and annual trips

Pros

✓ Cover for older travellers: Single-trip options may be available across a wide range of ages, subject to current eligibility requirements.
✓ Medical screening: Travellers can declare pre-existing medical conditions for assessment when applying for cover.
✓ Higher cover options: Selected policy tiers offer increased limits for emergency medical expenses and trip cancellation.
✓ Lower excess options: Selected higher-tier policies may offer a reduced or £0 excess across certain sections of cover.
✓ Specialist trip options: Additional cover may be available for cruise holidays and other specific travel needs.

Cons

• Premium costs: Cover may cost more for older travellers or people with medical conditions, depending on the results of medical screening.
• Annual policy age limits: Annual multi-trip cover may have an upper age limit even where single-trip cover remains available to older travellers.
• Trip-duration restrictions: Maximum trip lengths may vary depending on the traveller's age and the policy selected.
• Gadget cover: Protection for smartphones, laptops and tablets may require additional cover rather than being included automatically.

Best For

✓ Over-50s travel cover
✓ Pre-existing conditions
✓ Single and annual trips

Who Should Choose Staysure

✅ Who may want to consider Staysure?
✅ Older travellers
Staysure offers travel insurance options for older age groups, subject to the eligibility rules of the policy selected.
✅ Travellers with pre-existing medical conditions
Medical conditions can be declared through the provider's screening process. Cover is subject to assessment, acceptance and any additional terms or premium.
✅ Travellers booking higher-value trips
Selected policy tiers offer higher cancellation limits, which may be useful when flights, accommodation and other pre-booked costs are expensive.
✅ Travellers going on a cruise
Optional cruise cover may be available for certain cruise-specific risks, subject to the policy terms and the cover selected.
✅ Travellers looking for a lower policy excess
Selected higher-tier policies may offer a reduced or £0 excess across certain sections of cover.
❌ Who may want to compare other options?
❌ Younger travellers looking for basic cover
Travellers with simple needs may want to compare a wider range of providers and policy levels before choosing.
❌ Travellers who want gadget cover included automatically
Gadget protection may require additional cover, so travellers carrying valuable devices should check what is included before buying.
❌ Travellers who have already started their trip
Eligibility rules may require cover to be arranged before departure, so travellers should check the current terms before buying.

Faq

Is there an upper age limit for Staysure travel insurance?
Age limits can vary depending on the type of policy selected. Single-trip and annual multi-trip cover may have different eligibility rules, so travellers should check the current terms before buying.
Do I need to declare pre-existing medical conditions?
Travellers should answer all medical screening questions accurately and declare any conditions requested during the application process. Cover for declared conditions is subject to assessment and acceptance.
Does Staysure offer cruise cover?
Optional cruise cover may be available for selected policies. Depending on the cover chosen, this may include protection for certain cruise-specific events, subject to the policy terms and exclusions.
What is the difference between Staysure's levels of cover?
Different policy tiers may offer different limits for areas such as emergency medical expenses, cancellation and policy excess. Travellers should compare the current benefits and limits before choosing a policy.
Can I buy annual multi-trip cover?
Staysure offers annual multi-trip cover, subject to age limits, maximum trip durations and other eligibility requirements.

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Disclaimer

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✓ CompareFlow is not an insurer or insurance broker and does not provide regulated financial advice.

We are not an insurer or insurance broker. We do not provide regulated advice or personal recommendations.