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Allianz

★ 4.4

Allianz offers travel insurance for a range of travellers, including individuals, couples and families. Policy options are available for single trips and frequent travel.

Overview

Allianz offers travel insurance with different levels of cover for holidays and other eligible trips.
Depending on the policy selected, cover may include emergency medical expenses, cancellation, baggage protection and other travel-related benefits.
Additional cover may also be available for specific needs, such as family travel, business trips or destination weddings, subject to the policy terms and options selected.

Features

✓ Different levels of cover: Allianz offers a range of policy levels, with cover limits, excess amounts and included benefits varying by the option selected.
✓ Emergency medical cover: Selected policies include cover for eligible emergency medical treatment and repatriation while travelling.
✓ Family travel options: Selected policies may allow eligible children to be included with accompanying adults, subject to the current policy terms.
✓ Wedding cover: Optional cover may be available for certain destination-wedding risks, such as eligible wedding attire, rings, gifts or photography costs.
✓ Business travel cover: Additional protection may be available for eligible business trips and certain business equipment, subject to policy limits and exclusions.
✓ 24/7 emergency assistance: Policyholders can access emergency support for situations such as hospital admission and medical repatriation while travelling.
✓ Different trip options: Cover may be available for single trips and annual multi-trip travel, subject to age limits, trip-duration rules and other eligibility requirements.

Summary

✓ Allianz offers travel insurance for individuals, couples and families, with options for single trips and annual multi-trip travel.
✓ Depending on the policy selected, cover may include emergency medical expenses, cancellation, baggage protection and other travel-related benefits.
✓ The provider may suit travellers looking for family travel options or additional cover for specific needs such as business trips or destination weddings.
✓ Policy levels vary in their cover limits, excess amounts and included benefits.
✓ Travellers should compare age limits, trip-duration rules, optional cover, excess amounts and exclusions before buying.

Families and couplesFrequent travellersWorldwide travel cover

Pros

✓ Emergency assistance: Policyholders can access support for eligible medical emergencies while travelling.
✓ Family travel options: Selected policies may include benefits for eligible children travelling with accompanying adults, subject to the current policy terms.
✓ Specialist optional cover: Additional options may be available for specific needs such as destination weddings or business travel.
✓ Choice of cover levels: Travellers can compare policy options with different cover limits, excess amounts and included benefits.
✓ Emergency medical cover: Selected policies provide higher emergency medical cover limits, depending on the level of cover chosen.

Cons

• Medical screening: Travellers with pre-existing medical conditions may need to complete screening, and cover is subject to assessment, acceptance and any additional terms or premium.
• Policy excess: A £0 excess may not be included automatically with every policy, so travellers should check the excess that applies to their chosen level of cover.
• Fixed cover levels: Policy tiers have set limits and benefits, which may offer less flexibility for travellers who want to customise individual areas of cover.
• No post-departure cover: Policies are generally designed for eligible UK residents who arrange cover before starting their trip.

Best For

✓ Families and couples
✓ Frequent travellers
✓ Worldwide travel cover

Who Should Choose Allianz

✅ Who may want to consider Allianz?
✅ Families travelling together
Selected policies may include benefits for eligible children travelling with accompanying adults, subject to the current policy terms.
✅ Couples planning a destination wedding
Optional wedding cover may be available for certain eligible risks involving wedding attire, rings, gifts or photography costs.
✅ Business travellers
Additional business travel cover may be available for eligible trips and certain business equipment, subject to policy limits and exclusions.
✅ Travellers who value emergency assistance
Policyholders can access support for eligible medical emergencies, including situations that may require hospital treatment or repatriation.
✅ Travellers looking for different levels of cover
Allianz offers policy options with different cover limits, excess amounts and included benefits.
❌ Who may want to compare other options?
❌ Travellers with complex medical conditions
Medical screening may apply, so travellers with complex or unstable conditions may also want to compare specialist providers and check the terms carefully.
❌ Travellers looking for a £0 excess as standard
A £0 excess may not be included automatically with every policy, so travellers should check the excess that applies before buying.
❌ Travellers who want highly customised cover limits
Fixed policy tiers may offer less flexibility for travellers who want to customise individual areas of cover.

Faq

Does Allianz offer travel insurance for families?
Allianz may offer family travel insurance options, with eligibility and benefits depending on the policy selected. Travellers should check the current terms before buying.
Can I add wedding cover?
Optional wedding cover may be available on selected policies. This may help protect certain eligible wedding-related items or costs, subject to policy limits and exclusions.
Does Allianz offer business travel cover?
Business travel cover may be available as an optional extra or on selected policies. Cover for business equipment, cash or replacement travel is subject to the policy terms.
Is a £0 excess included automatically?
A £0 excess may not be included automatically with every policy. Travellers should check the excess that applies to their chosen policy and whether any waiver option is available.
Can older travellers buy Allianz annual cover?
Age limits and eligibility rules can vary by policy type. Older travellers should check the current annual multi-trip terms before buying.

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Disclaimer

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✓ CompareFlow is not an insurer or insurance broker and does not provide regulated financial advice.

We are not an insurer or insurance broker. We do not provide regulated advice or personal recommendations.